Would you like to pay your purchase in instalments? Choose the option that suits you.
• Up to 10 months interest-free payment • Flexible 1–60 months payment period • Credit limit €2,000–€10,000
• First invoice 3 months after delivery • Flexible 1–96 months payment period • Credit limit €2,000–€20,000
Example purchase: €1,000 with a 10-month payment option. Nominal interest: 0%. Monthly fee: €5.60. Effective interest rate: 10.29%. Credit costs: €50.40. Total to be paid: €1,050.40. Monthly payment: €105.60, 10 instalments. The monthly fee is 0.28%/month of the agreed credit limit, however max €12.50/month. Gigantti-tili is a revolving credit with a minimum credit limit of €2,000. Other use of the credit may result in a higher or lower effective interest rate. Gigantti-tili is not available in Åland. Lender: Resurs Bank AB, Finland branch.
If you cannot repay the debt on time, you risk a payment default. This may lead to difficulties in renting housing, signing contracts and obtaining new loans. For support, contact budget and debt counseling in your municipality. Contact details are available at konsumentverket.se.